Tag - Mortgages

10.06.2016 - changing lives: from tenant to first home buyer

changing lives: from tenant to first home buyer

It was such a pleasure to help this lovely young family purchase their first home. We were pretty stoked to receive the lovely story below and to hear how what we were able to do for them changed their lives. Read, in their own words, how important it is to make the right steps, talk… Read more »

29.08.2014 - sale and purchase agreements

sale and purchase agreements

For weeks, months or maybe even longer, you’ve combed the real estate mags, scanned open2view, Realestate.co.nz and Trade Me Property and had almost given up on the hope of ever finding the right property. But the day has arrived. You’ve found your dream home and want to give it your very best shot!  So where… Read more »

6.11.2013 - Kiwibank offer the cheapest home loans – unless you know better!

Kiwibank offer the cheapest home loans – unless you know better!

Have you ever wondered why Kiwibank won’t let you use a mortgage adviser? Adviser friendly banks like ASB, ANZ and Westpac give you the choice of accessing their home loans via their branch network, mobile managers, or – in our view, even better – by using impartial mortgage advisers like us. So it begs the… Read more »

4.06.2013 - kick-starting your first home loan with KiwiSaver

kick-starting your first home loan with KiwiSaver

While KiwiSaver is mainly about saving for your retirement you may be able to withdraw some of your KiwiSaver savings, or receive a one-off First Home Deposit Subsidy payment from the government to help you with the purchase of your first home. There are two benefits for KiwiSaver members who are saving for their first… Read more »

23.04.2013 - buying your first home doesn’t have to be scary

buying your first home doesn’t have to be scary

“Where the heck do we start re planning to buy our first home?? We don’t know yet as we’re still renting. It’s scary! “ This email we received recently sums up how many first time home buyers feel. But buying your first home doesn’t have to be scary. We recommend starting with 4 smart steps:… Read more »

12.03.2013 - pre-approvals give you the edge

pre-approvals give you the edge

If you’re thinking about buying a home, a pre-approved mortgage is a fast and simple way to make your home buying experience easier from start to finish. In a competitive housing market having your finance pre-approved will also give you the edge over other house hunters out there. five key benefits of getting your financial… Read more »

17.01.2013 - 8 ways to save money on your mortgage

8 ways to save money on your mortgage

Don’t fall into the trap of trying to negotiate interest rates with the banks. Mortgage experts have more negotiating clout and know how to get the big guns to sharpen their pencils. If buying a property try and stretch your deposit that little wee bit further. Even an additional $5k will save you a lot… Read more »

13.12.2012 - fix or float? is your home loan right for you?

fix or float? is your home loan right for you?

Before deciding what home loan is right for you and whether you should fix or float or do both, here are a few things it’s important you consider: How much certainty and peace of mind you want should be your first priority. What impact will any rise in interest rates have on your lifestyle and… Read more »