Tag - insurance

25.10.2016 - independent insurance advisers give consumers the best outcome

independent insurance advisers give consumers the best outcome

Impartial insurance advice is just as important, if not more important, than impartial mortgage advice.But when you hear the words “insurance adviser”, what goes through your mind? Expensive products, uncomfortable topics, sensitive personal information to discuss, and a hard sell from someone paid by commission? We’ve all heard the war stories but not many people… Read more »

27.01.2016 - how much insurance cover do you need?

how much insurance cover do you need?

In New Zealand we have a culture of under-insurance. According to a recent report by the Financial Services Council, “New Zealand has the third lowest rate of insurance of 31 developed countries”. How would you cope if you could no longer earn an income? Do you have a game plan in place to be able to… Read more »

2.12.2014 - how to save on life insurance: 6 factors that determine the cost

how to save on life insurance: 6 factors that determine the cost

Life insurance is a great way to protect your loved ones financially, and especially important when you’re a home owner with a mortgage, but it can also be a significant investment. However, minimising risk doesn’t have to be out of your reach. Over a long period of time even a slightly lower premium offers you… Read more »

18.02.2014 - protect your lifestyle – get pre-approved insurance

protect your lifestyle – get pre-approved insurance

During the early stages of the home buying process we’re often asked: What would happen if I couldn’t pay the mortgage? How can I protect my income? Will the bank make it compulsory to take out life insurance? Further down the track when these clients finally complete their sale and are all moved in the… Read more »