25/10/2016 - independent insurance advisers give consumers the best outcome

independent insurance advisers give consumers the best outcome

Impartial insurance advice is just as important, if not more important, than impartial mortgage advice.But when you hear the words “insurance adviser”, what goes through your mind? Expensive products, uncomfortable topics, sensitive personal information to discuss, and a hard sell from someone paid by commission? We’ve all heard the war stories but not many people… Read more »

27/01/2016 - how much insurance cover do you need?

how much insurance cover do you need?

In New Zealand we have a culture of under-insurance. According to a recent report by the Financial Services Council, “New Zealand has the third lowest rate of insurance of 31 developed countries”. How would you cope if you could no longer earn an income? Do you have a game plan in place to be able to… Read more »

12/08/2015 - shout your loved ones peace of mind for less than the price of a cup of coffee

shout your loved ones peace of mind for less than the price of a cup of coffee

We were gutted to wake up to the heart wrenching news of All Black legend and family man Jerry Collins’ death back in early June. Jerry died shielding his baby, throwing his arms around her in a desperate bid to protect her from the horror crash that has left her an orphan. It’s been heartening… Read more »

02/12/2014 - how to save on life insurance: 6 factors that determine the cost

how to save on life insurance: 6 factors that determine the cost

Life insurance is a great way to protect your loved ones financially, and especially important when you’re a home owner with a mortgage, but it can also be a significant investment. However, minimising risk doesn’t have to be out of your reach. Over a long period of time even a slightly lower premium offers you… Read more »

18/02/2014 - protect your lifestyle – get pre-approved insurance

protect your lifestyle – get pre-approved insurance

During the early stages of the home buying process we’re often asked: What would happen if I couldn’t pay the mortgage? How can I protect my income? Will the bank make it compulsory to take out life insurance? Further down the track when these clients finally complete their sale and are all moved in the… Read more »

17/01/2013 - why you need a better insurance deal in 2013

why you need a better insurance deal in 2013

Most Kiwis have a “she’ll be right” attitude when it comes to insurance and very few have a plan in place. Many are unaware how cost effective and important insurances are. You should aim to review your insurance cover at least once a year. That way you’ll have peace of mind knowing if the worst happens… Read more »