23/07/2015 - to fix or float? 5 questions to ask before you decide

to fix or float? 5 questions to ask before you decide

The big question on many peoples minds right now is whether to fix or float? Here’s an article on Westpac’s REDnews written by Luke Parker. We hope you find it insightful. Interest rates are only tracking in one direction: down.With so much change going on in the market, home buyers and owners looking to refinance have… Read more »

22/04/2015 - refixing your mortgage – switching banks might get you the best deal

refixing your mortgage – switching banks might get you the best deal

Is it time to fix your mortgage? Do you stay with your current bank or is the grass greener elsewhere? When it’s time to refix their current mortgage clients often ask us if switching banks would get them a better deal. The common theme in all our conversations is that they’d be happy to stay… Read more »

05/03/2014 - interest rate hikes and belt tightening…

interest rate hikes and belt tightening…

With the first two months of the year already behind us, like me, you’ve probably managed to work off some or all of that Christmas cheer and the belt is feeling a bit looser. But belt tightening of another kind is looming. Every week there is more and more media hype about rising interest rates…. Read more »

06/11/2013 - Kiwibank offer the cheapest home loans – unless you know better!

Kiwibank offer the cheapest home loans – unless you know better!

Have you ever wondered why Kiwibank won’t let you use a mortgage adviser? Adviser friendly banks like ASB, ANZ and Westpac give you the choice of accessing their home loans via their branch network, mobile managers, or – in our view, even better – by using impartial mortgage advisers like us. So it begs the… Read more »

17/01/2013 - 8 ways to save money on your mortgage

8 ways to save money on your mortgage

Don’t fall into the trap of trying to negotiate interest rates with the banks. Mortgage experts have more negotiating clout and know how to get the big guns to sharpen their pencils. If buying a property try and stretch your deposit that little wee bit further. Even an additional $5k will save you a lot… Read more »

18/12/2012 - what will interest rates do in 2013?

what will interest rates do in 2013?

When it comes to interest rate predictability this is probably the greatest uncertainty we’ve ever faced. I’m a firm believer that when times are uncertain you should look for certainty and not take risks you can’t afford to take. economic backdrop Inflation is likely to keep the Official Cash Rate down for some time to… Read more »

13/12/2012 - fix or float? is your home loan right for you?

fix or float? is your home loan right for you?

Before deciding what home loan is right for you and whether you should fix or float or do both, here are a few things it’s important you consider: How much certainty and peace of mind you want should be your first priority. What impact will any rise in interest rates have on your lifestyle and… Read more »