DATE: 17/01/2013
CATEGORY: Blog, House Insurance, Insurance, Life and Income Protection, Mortgages

why you need a better insurance deal in 2013

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Most Kiwis have a “she’ll be right” attitude when it comes to insurance and very few have a plan in place. Many are unaware how cost effective and important insurances are. You should aim to review your insurance cover at least once a year. That way you’ll have peace of mind knowing if the worst happens you and the things most important to you are covered. Here’s a few of the most compelling reasons to review your insurances in 2013:

1. changes to public health services…

A recent article in The NZ Herald confirmed that the Government is looking at limiting access to common surgical procedures. This will make it even more important than ever to seek alternative health care.

2. change of circumstances…

Have you experienced changes in your life or planning future changes. For example, have you had children or are you planning on expanding your family in the future?  Are  you planning change jobs, or purchase a new home? Changes like these impact on the amount and type of insurance you’ll need to ensure you’re protected.

3. simplify and clarify…

Even if your circumstances haven’t changed, chances are you may have various policies with various companies and you’ve lost track of what you’re covered for and what you’re not. Consolidating your insurances can save you time and money.

4. protect your greatest assets…

Perhaps you’re like many Kiwis and haven’t got around to health or income cover. Most people wouldn’t dream of not insuring their house but forget about protecting their health or income. Staggering really when you consider that few people lose their homes through fire, but their dreams of home ownership are destroyed because they can’t afford their mortgage.

By gathering the facts, reviewing your current situation and any insurances in place, you can make informed decisions – giving you peace of mind knowing you’ve got the best possible cover at the lowest price.


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Posted in Blog, House Insurance, Insurance, Life and Income Protection, Mortgages

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